No Exam Life InsuranceThe beauty of the thing is that if you are a very busy person who needs some life insurance you do not need to do a medical exam. You do, however, need to give the life insurance carrier a little information about your medical history.
They check out the information and if you qualify you can actually buy the policy online. The process takes about 15 minutes. This seem to be where the life insurance business is heading in the future.
If you are no younger than age 18 and no older than age 65 you can apply for one of these policies online. They offer 10 year, 15 year, 20 year and 30 year term insurance. These are level term policies.
You can get between $25,000 coverage and $500,000 coverage. You can renew your policy up until age 95 without having to qualify all over again.