No Physical Life Insurance

Apply Online For No Medical Life Insurance

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Buying no physical life insurance online is such a simple experience that it is worth a little of your time to get a deeper understanding of what this is all about. The whole process is designed to save you time. The online application results, contrary to common belief, in a saving for the life insurance company and for you as well. No exam life insurance online is here to stay. More of the larger carriers are jumping on the bandwagon every day.

• Policy Face Amount

Policies are issued to applicants for amounts between $25,000 and $500,000 upon approval. Even though you may apply for a specific amount of life insurance the company may find it prudent to issue a lesser amount, of course, upon your approval.

• Issue Ages

If you are between age 18 and age 65 your application will be looked at. If you are in good health and there are no other things that would impede your approval you will be accepted. The approval process takes approximately 15 minutes.

• Physical Examinations

Physical examinations are not required but you will be asked questions about your medical history. If there is any history which suggests that there could be a problem a medical report may be requested from your physician.

• Types Of Policies Issued Online

More Term life insurance is sold online than any other type of life insurance. The more popular types of no medical life insurance policies are the 10 year term policies, the 15 year term policies, the 20 year term policies and the 30 year term policies. Whole life and universal life are also sold online by some carriers but to a lesser extent.

• Renewal Of These Policies

By contractual agreement you are allowed to renew your policy up until age 95 without any evidence of insurability.

No physical life insurance seems to be the way to go in today's world. It saves you time and the premiums are quite competitive. You can even print our your policy online.